Boswell v. VyStar Credit Union et al
| Tonja Boswell |
| VyStar Credit Union |
| 5:2026cv00144 |
| February 24, 2026 |
| U.S. District Court for the Middle District of Florida |
| Philip R Lammens |
| James S Moody |
| Consumer Credit |
| 15 U.S.C. § 1681 Fair Credit Reporting Act |
| Both |
Docket Report
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This docket was last retrieved on August 10, 2026. A more recent docket listing may be available from PACER.
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Filing 39
ORDER re #38 Joint Stipulation for Dismissal with Prejudice as to Defendant Vystar Credit Union. The stay is hereby lifted and the Clerk is directed to reopen this case. This cause is dismissed with prejudice against VyStar Credit Union, with court costs and attorneys' fees to be paid by the party incurring. All pending motions, if any, are denied as moot. The Clerk is directed to close this case. Signed by Judge James S. Moody, Jr. on 8/10/2026. (SMB)
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| Filing 38 STIPULATION of Dismissal as to VyStar Credit Union by Tonja Boswell. (Dubbeld, Jon) |
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Filing 37
ENDORSED ORDER re #36 Joint Stipulation for Dismissal with Prejudice as to Defendant, Equifax Information Services LLC. This action is dismissed with prejudice as to Defendant, Equifax Information Services LLC, with court costs and attorneys' fees to be paid by the party incurring. Signed by Judge James S. Moody, Jr. on 7/24/2026. (SMB)
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| Filing 36 STIPULATION of Dismissal as to Equifax Information Services LLC by Tonja Boswell. (Dubbeld, Jon) |
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Filing 35
ENDORSED ORDER re #34 Notice of Voluntary Dismissal with Prejudice as to Experian Information Solutions, Inc. This cause is dismissed with prejudice as to Experian Information Solutions, Inc., with each party to bear their own attorneys' fees and costs. Signed by Judge James S. Moody, Jr. on 6/3/2026. (SMB)
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| Filing 34 NOTICE of voluntary dismissal by Tonja Boswell (Dubbeld, Jon) |
| Filing 33 NOTICE of Local Rule 1.11(e), which provides that, unless an order states another time, a seal under Rule 1.11 expires ninety days after a case is closed and all appeals are exhausted. To prevent the content of a sealed item from appearing on the docket after the seal expires, a party or interested non-party must move for relief before the seal expires. (Signed by Deputy Clerk). (JTM) |
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Filing 32
ORDER: Defendant VyStar Credit Union's Motion to Compel Arbitration and Stay Proceedings (Dkt. #22) is granted. This action as to Defendant VyStar Credit Union is stayed pending arbitration of Plaintiff's claims against it. The Clerk is directed to administratively close the case. Either Plaintiff or Defendant VyStar Credit Union may file a status report with the Court and move to reopen the case within thirty days of the final disposition of the arbitration proceedings or, alternatively, Plaintiff may file a notice of dismissal if the case resolves in arbitration. Signed by Judge James S. Moody, Jr. on 5/4/2026. (SMB)
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Filing 31
60-DAY ORDER OF DISMISSAL re #30 Plaintiff's Notice of Pending Settlement as to Defendant Equifax Information Services LLC. The Clerk is directed to terminate Defendant Equifax Information Services LLC from the file. Signed by Judge James S. Moody, Jr. on 5/1/2026. (SMB)
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| Filing 30 NOTICE of settlement as to Equifax Information Services LLC by Tonja Boswell (Dubbeld, Jon) |
| Filing 29 NOTICE by VyStar Credit Union re #21 Declaration Notice of Filing Corrected Exhibit A to Declaration #21 (Attachments: # (1 Corrected Exhibit A)(Gallagher, Scott) Modified all caps and duplicate text on 4/30/2026 (CTR). |
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Filing 28
ENDORSED ORDER re #27 Notice of Voluntary Dismissal with Prejudice as to Defendant Trans Union LLC. This case is dismissed with prejudice as to Defendant Trans Union LLC, with each party bearing their own attorneys' fees and costs. Signed by Judge James S. Moody, Jr. on 4/28/2026. (SMB)
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| Filing 27 NOTICE of voluntary dismissal by Tonja Boswell (Dubbeld, Jon) |
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Filing 26
60-DAY ORDER OF DISMISSAL re #25 Pending Notice of Settlement as to Defendant Experian Information Solutions, Inc. The Clerk is directed to terminate Defendant Experian Information Solutions, Inc. from the file. Signed by Judge James S. Moody, Jr. on 4/24/2026. (SMB)
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| Filing 25 NOTICE of settlement as to Experian Information Solutions, Inc by Tonja Boswell (Dubbeld, Jon) |
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Filing 24
ORDER granting #23 Defendant Vystar Credit Union's Motion to Redact and for Leave to File Corrected Exhibit. The Clerk is directed to restrict public access to Exhibit A filed at Doc. 21-1 to the extent it contains unredacted personal identifying information that fails to comply with Fed. R. Civ. P. 5.2. Defendant is GRANTED leave to file a corrected, redacted version of Exhibit A that complies with Fed. R. Civ. P. 5.2. Signed by Judge James S. Moody, Jr. on 4/23/2026. (SMB)
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| Filing 23 MOTION to Correct #21 Declaration by VyStar Credit Union. (Attachments: #1 Text of Proposed Order)(Gallagher, Scott) |
| Filing 22 MOTION to Compel Arbitration and Stay Proceedings by VyStar Credit Union. (Gallagher, Scott) Motions referred to Magistrate Judge Philip R. Lammens. |
| Filing 21 DECLARATION of Roshawnda Reese by VyStar Credit Union. (Attachments: #1 Exhibit A - Membership Application, #2 Exhibit B - 2018 Membership Booklet, #3 Exhibit C - 2021 Membership Agreement & Disclosures, #4 Exhibit D - Statement, #5 Exhibit E - 2025 Membership Agreement)(Gallagher, Scott) |
| Filing 20 ANSWER and affirmative defenses to #1 Complaint with Jury Demand by Equifax Information Services LLC.(Joffe, Jason) |
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Filing 19
ENDORSED ORDER granting #18 VyStar Credit Union's Unopposed Motion for Extension of Time. VyStar Credit Union's deadline to respond to Plaintiff's Complaint is extended to April 17, 2026. Signed by Judge James S. Moody, Jr. on 3/25/2026. (SMB)
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| Filing 18 Unopposed MOTION for Extension of Time to File Answer re #1 Complaint by VyStar Credit Union. (Gallagher, Scott) |
| Filing 17 NOTICE of Appearance and Designation of Lead Counsel by Scott Stephen Gallagher on behalf of VyStar Credit Union (Gallagher, Scott) Modified text on 3/26/2026 (BD). |
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Filing 16
60-DAY ORDER OF DISMISSAL re #15 Notice of Pending Settlement as to Defendant Trans Union LLC. The Clerk is directed to terminate Defendant Trans Union LLC from the file. Signed by Judge James S. Moody, Jr. on 3/24/2026. (SMB)
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| Filing 15 NOTICE of settlement as to Trans Union LLC by Tonja Boswell (Dubbeld, Jon) |
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Filing 14
ENDORSED ORDER granting #11 Equifax Information Services LLC's Unopposed Motion for Extension of Time. Equifax Information Services LLC's deadline to respond to Plaintiff's Complaint is extended to April 16, 2026. Signed by Judge James S. Moody, Jr. on 3/23/2026. (SMB)
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| Filing 13 DISCLOSURE STATEMENT under Rule 7.1, Federal Rules of Civil Procedure, and Local Rule 3.03 by Equifax Information Services LLC identifying Corporate Parent Equifax Inc for Equifax Information Services LLC. (Joffe, Jason) Modified text on 3/24/2026 (AW). |
| Filing 12 NOTICE of a related action per Local Rule 1.07(c) by Equifax Information Services LLC. Related case(s): No (Joffe, Jason) |
| Filing 11 Unopposed MOTION for Extension of Time to File Answer re #1 Complaint by Equifax Information Services LLC. (Joffe, Jason) |
| Filing 10 NOTICE of Lead Counsel Designation by Jason Daniel Joffe on behalf of Equifax Information Services LLC. Lead Counsel: Jason D. Joffe. (Joffe, Jason) |
| Filing 9 RETURN of service executed on 03.05.26 by Tonja Boswell as to Equifax Information Services LLC. (Dubbeld, Jon) |
| Filing 8 RETURN of service executed on 03.06.26 by Tonja Boswell as to VyStar Credit Union. (Dubbeld, Jon) |
| Filing 7 RETURN of service executed on 03.05.26 by Tonja Boswell as to Trans Union LLC. (Dubbeld, Jon) |
| Filing 6 WAIVER of service returned executed on 03.04.26 by Tonja Boswell as to Experian Information Solutions, Inc.. (Dubbeld, Jon) |
| Filing 5 DISCLOSURE STATEMENT under Rule 7.1, Federal Rules of Civil Procedure, and Local Rule 3.03 by Tonja Boswell. (Dubbeld, Jon) |
| Filing 4 NOTICE of a related action per Local Rule 1.07(c) by Tonja Boswell. Related case(s): No (Dubbeld, Jon) |
| Filing 3 SUMMONS issued as to Equifax Information Services LLC, Experian Information Solutions, Inc., Trans Union LLC, VyStar Credit Union. (JG) |
| Filing 2 NEW CASE ASSIGNED to Judge James S. Moody, Jr and Magistrate Judge Philip R. Lammens. New case number: 5:26-cv-144-JSM-PRL. (ARL) |
| Filing 1 COMPLAINT against Equifax Information Services LLC, Experian Information Solutions, Inc., Trans Union LLC, VyStar Credit Union with Jury Demand (Filing fee $405 receipt number AFLMDC-24517179) filed by Tonja Boswell. (Attachments: #1 Civil Cover Sheet, #2 Proposed Summons, #3 Proposed Summons, #4 Proposed Summons, #5 Proposed Summons)(Dubbeld, Jon) |
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| Plaintiff: Tonja Boswell | |
| Represented By: | Jon Paul Dubbeld |
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| Defendant: VyStar Credit Union | |
| Represented By: | Scott Stephen Gallagher |
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