Boswell v. VyStar Credit Union et al
Plaintiff: Tonja Boswell
Defendant: VyStar Credit Union and Equifax Information Services LLC
Case Number: 5:2026cv00144
Filed: February 24, 2026
Court: U.S. District Court for the Middle District of Florida
Presiding Judge: Philip R Lammens
Referring Judge: James S Moody
Nature of Suit: Consumer Credit
Cause of Action: 15 U.S.C. § 1681 Fair Credit Reporting Act
Jury Demanded By: Both
Docket Report

This docket was last retrieved on April 24, 2026. A more recent docket listing may be available from PACER.

Date Filed Document Text
April 24, 2026 Opinion or Order Filing 26 60-DAY ORDER OF DISMISSAL re #25 Pending Notice of Settlement as to Defendant Experian Information Solutions, Inc. The Clerk is directed to terminate Defendant Experian Information Solutions, Inc. from the file. Signed by Judge James S. Moody, Jr. on 4/24/2026. (SMB)
April 23, 2026 Filing 25 NOTICE of settlement as to Experian Information Solutions, Inc by Tonja Boswell (Dubbeld, Jon)
April 23, 2026 Opinion or Order Filing 24 ORDER granting #23 Defendant Vystar Credit Union's Motion to Redact and for Leave to File Corrected Exhibit. The Clerk is directed to restrict public access to Exhibit A filed at Doc. 21-1 to the extent it contains unredacted personal identifying information that fails to comply with Fed. R. Civ. P. 5.2. Defendant is GRANTED leave to file a corrected, redacted version of Exhibit A that complies with Fed. R. Civ. P. 5.2. Signed by Judge James S. Moody, Jr. on 4/23/2026. (SMB)
April 23, 2026 Filing 23 MOTION to Correct #21 Declaration by VyStar Credit Union. (Attachments: #1 Text of Proposed Order)(Gallagher, Scott)
April 17, 2026 Filing 22 MOTION to Compel Arbitration and Stay Proceedings by VyStar Credit Union. (Gallagher, Scott) Motions referred to Magistrate Judge Philip R. Lammens.
April 17, 2026 Filing 21 DECLARATION of Roshawnda Reese by VyStar Credit Union. (Attachments: #1 Exhibit A - Membership Application, #2 Exhibit B - 2018 Membership Booklet, #3 Exhibit C - 2021 Membership Agreement & Disclosures, #4 Exhibit D - Statement, #5 Exhibit E - 2025 Membership Agreement)(Gallagher, Scott)
April 16, 2026 Filing 20 ANSWER and affirmative defenses to #1 Complaint with Jury Demand by Equifax Information Services LLC.(Joffe, Jason)
March 25, 2026 Opinion or Order Filing 19 ENDORSED ORDER granting #18 VyStar Credit Union's Unopposed Motion for Extension of Time. VyStar Credit Union's deadline to respond to Plaintiff's Complaint is extended to April 17, 2026. Signed by Judge James S. Moody, Jr. on 3/25/2026. (SMB)
March 25, 2026 Filing 18 Unopposed MOTION for Extension of Time to File Answer re #1 Complaint by VyStar Credit Union. (Gallagher, Scott)
March 25, 2026 Filing 17 NOTICE of Appearance and Designation of Lead Counsel by Scott Stephen Gallagher on behalf of VyStar Credit Union (Gallagher, Scott) Modified text on 3/26/2026 (BD).
March 24, 2026 Opinion or Order Filing 16 60-DAY ORDER OF DISMISSAL re #15 Notice of Pending Settlement as to Defendant Trans Union LLC. The Clerk is directed to terminate Defendant Trans Union LLC from the file. Signed by Judge James S. Moody, Jr. on 3/24/2026. (SMB)
March 24, 2026 Filing 15 NOTICE of settlement as to Trans Union LLC by Tonja Boswell (Dubbeld, Jon)
March 23, 2026 Opinion or Order Filing 14 ENDORSED ORDER granting #11 Equifax Information Services LLC's Unopposed Motion for Extension of Time. Equifax Information Services LLC's deadline to respond to Plaintiff's Complaint is extended to April 16, 2026. Signed by Judge James S. Moody, Jr. on 3/23/2026. (SMB)
March 23, 2026 Filing 13 DISCLOSURE STATEMENT under Rule 7.1, Federal Rules of Civil Procedure, and Local Rule 3.03 by Equifax Information Services LLC identifying Corporate Parent Equifax Inc for Equifax Information Services LLC. (Joffe, Jason) Modified text on 3/24/2026 (AW).
March 23, 2026 Filing 12 NOTICE of a related action per Local Rule 1.07(c) by Equifax Information Services LLC. Related case(s): No (Joffe, Jason)
March 23, 2026 Filing 11 Unopposed MOTION for Extension of Time to File Answer re #1 Complaint by Equifax Information Services LLC. (Joffe, Jason)
March 23, 2026 Filing 10 NOTICE of Lead Counsel Designation by Jason Daniel Joffe on behalf of Equifax Information Services LLC. Lead Counsel: Jason D. Joffe. (Joffe, Jason)
March 13, 2026 Filing 9 RETURN of service executed on 03.05.26 by Tonja Boswell as to Equifax Information Services LLC. (Dubbeld, Jon)
March 13, 2026 Filing 8 RETURN of service executed on 03.06.26 by Tonja Boswell as to VyStar Credit Union. (Dubbeld, Jon)
March 13, 2026 Filing 7 RETURN of service executed on 03.05.26 by Tonja Boswell as to Trans Union LLC. (Dubbeld, Jon)
March 13, 2026 Filing 6 WAIVER of service returned executed on 03.04.26 by Tonja Boswell as to Experian Information Solutions, Inc.. (Dubbeld, Jon)
March 5, 2026 Filing 5 DISCLOSURE STATEMENT under Rule 7.1, Federal Rules of Civil Procedure, and Local Rule 3.03 by Tonja Boswell. (Dubbeld, Jon)
March 5, 2026 Filing 4 NOTICE of a related action per Local Rule 1.07(c) by Tonja Boswell. Related case(s): No (Dubbeld, Jon)
February 26, 2026 Filing 3 SUMMONS issued as to Equifax Information Services LLC, Experian Information Solutions, Inc., Trans Union LLC, VyStar Credit Union. (JG)
February 25, 2026 Filing 2 NEW CASE ASSIGNED to Judge James S. Moody, Jr and Magistrate Judge Philip R. Lammens. New case number: 5:26-cv-144-JSM-PRL. (ARL)
February 24, 2026 Filing 1 COMPLAINT against Equifax Information Services LLC, Experian Information Solutions, Inc., Trans Union LLC, VyStar Credit Union with Jury Demand (Filing fee $405 receipt number AFLMDC-24517179) filed by Tonja Boswell. (Attachments: #1 Civil Cover Sheet, #2 Proposed Summons, #3 Proposed Summons, #4 Proposed Summons, #5 Proposed Summons)(Dubbeld, Jon)

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Plaintiff: Tonja Boswell
Represented By: Jon Paul Dubbeld
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Defendant: VyStar Credit Union
Represented By: Scott Stephen Gallagher
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Defendant: Equifax Information Services LLC
Represented By: Jason Daniel Joffe
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