Fletcher v. Equifax Information Services, LLC et al
Plaintiff: Steven Fletcher
Defendant: Equifax Information Services, LLC, Navy Federal Credit Union and Absolute Resolutions doing business as Arcon Credit Solutions, LLC. doing business as Absolute Resolutions Investments, LLC doing business as Absolute Resolutions Corporation
Case Number: 8:2026cv00981
Filed: April 6, 2026
Court: U.S. District Court for the Middle District of Florida
Presiding Judge: John L Badalamenti
Referring Judge: Sean P Flynn
Nature of Suit: Consumer Credit
Cause of Action: 15 U.S.C. § 1681 Fair Credit Reporting Act
Jury Demanded By: Both
Docket Report

This docket was last retrieved on June 4, 2026. A more recent docket listing may be available from PACER.

Date Filed Document Text
June 4, 2026 Filing 42 DISCLOSURE STATEMENT under Rule 7.1, Federal Rules of Civil Procedure, and Local Rule 3.03 by Absolute Resolutions identifying Corporate Parent ARC Holdings L.L.C. for Absolute Resolutions.. (Fischel, Paul)
June 1, 2026 Filing 41 MOTION to Dismiss Complaint against Absolute Resolutions by Absolute Resolutions. (Fischel, Paul)
June 1, 2026 Filing 40 MOTION to Dismiss Plaintiff's Complaint by Navy Federal Credit Union. (Wedemier-Allan, Asha)
May 20, 2026 Filing 39 ANSWER to #1 Complaint with Jury Demand by Equifax Information Services, LLC.(Joffe, Jason)
May 14, 2026 Filing 38 NOTICE of Corrected Service Address for Defendant Navy Federal Credit Union by Steven Fletcher (Attachments: #1 Mailing Envelope)(AA)
May 14, 2026 Filing 37 RETURN of service executed on 05/04/2026 by Steven Fletcher as to Navy Federal Credit Union. (Attachments: #1 Notice of Filibg Return of Proof of Service, #2 Mailing Envelope)(AA)
May 11, 2026 Opinion or Order Filing 36 ENDORSED ORDER granting #35 Defendant Navy Federal Credit Union's Unopposed Motion for Extension of Time. Navy Federal Credit Union's answer or response is due by 6/1/2026. Signed by Magistrate Judge Sean P. Flynn on 5/11/2026. (ACS)
May 11, 2026 Filing 35 Unopposed MOTION for Extension of Time to File Answer re #1 Complaint by Navy Federal Credit Union. (Wedemier-Allan, Asha) Motions referred to Magistrate Judge Sean P. Flynn.
May 11, 2026 Filing 34 NOTICE of Appearance by Asha Wedemier-Allan on behalf of Navy Federal Credit Union (Wedemier-Allan, Asha)
May 11, 2026 Filing 33 NOTICE of a related action per Local Rule 1.07(c) by Navy Federal Credit Union. Related case(s): No. (Lopez, Kimberly) Modified text on 5/11/2026 (MGB).
May 11, 2026 Filing 32 DISCLOSURE STATEMENT under Rule 7.1, Federal Rules of Civil Procedure, and Local Rule 3.03 by Navy Federal Credit Union. (Lopez, Kimberly)
May 11, 2026 Filing 31 NOTICE of Lead Counsel Designation by Kimberly A. Lopez on behalf of Navy Federal Credit Union. Lead Counsel: Kimberly A. Lopez. (Lopez, Kimberly)
May 1, 2026 Opinion or Order Filing 30 ENDORSED ORDER granting #29 Defendant Absolute Resolutions Investments, LLC's unopposed Motion for Extension of Time to Answer. Absolute Resolutions Investments, LLC's answer or response is due 6/1/2026. Signed by Magistrate Judge Sean P. Flynn on 5/1/2026. (ACS)
May 1, 2026 Filing 29 MOTION for Extension of Time to File Answer to Complaint by Absolute Resolutions. (Levine, Stuart) Motions referred to Magistrate Judge Sean P. Flynn.
May 1, 2026 Opinion or Order Filing 28 ENDORSED ORDER granting #25 Defendant Equifax Information Services, LLC's Motion for Extension of Time to Answer. Equifax Information Services, LLC's answer or response is due 6/1/2026. Signed by Magistrate Judge Sean P. Flynn on 5/1/2026. (ACS)
April 30, 2026 Filing 27 DISCLOSURE STATEMENT under Rule 7.1, Federal Rules of Civil Procedure, and Local Rule 3.03 by Equifax Information Services, LLC identifying Corporate Parent Equifax Inc for Equifax Information Services, LLC. (Joffe, Jason) Modified on 5/1/2026 to edit docket text. (AR)
April 30, 2026 Filing 26 NOTICE of a related action per Local Rule 1.07(c) by Equifax Information Services, LLC. Related case(s): No (Joffe, Jason)
April 30, 2026 Filing 25 MOTION for Extension of Time to File Answer re #1 Complaint by Equifax Information Services, LLC. (Joffe, Jason) Motions referred to Magistrate Judge Sean P. Flynn.
April 30, 2026 Filing 24 NOTICE of Lead Counsel Designation by Jason Daniel Joffe on behalf of Equifax Information Services, LLC. Lead Counsel: Jason D. Joffe. (Joffe, Jason)
April 30, 2026 Filing 23 NOTICE of Appearance and Designation as Lead Counsel and Designation of Email Address Appearance by Stuart Jay Levine on behalf of Absolute Resolutions (Levine, Stuart)
April 29, 2026 Filing 22 SUMMONS reissued as to Navy Federal Credit Union. (AA)
April 24, 2026 Filing 21 PROPOSED summons to be issued by Steven Fletcher. (Attachments: #1 Request for Issuance of Alias Summons, #2 Mailing Envelope)(AA)
April 23, 2026 Filing 20 SUPPLEMENTAL CERTIFICATE of service by Steven Fletcher. (Attachments: #1 Mailing Envelope)(AA)
April 20, 2026 Filing 16 RETURN of service executed on 04/10/2026 by Steven Fletcher as to Navy Federal Credit Union. (AA) (Additional attachment(s) added on 4/20/2026: #1 Mailing Envelope) (AA).
April 20, 2026 Filing 15 RETURN of service executed on 04/10/2026 by Steven Fletcher as to Equifax Information Services, LLC. (AA) (Additional attachment(s) added on 4/20/2026: #1 Mailing Envelope) (AA).
April 17, 2026 Filing 19 DISCLOSURE STATEMENT under Rule 7.1, Federal Rules of Civil Procedure, and Local Rule 3.03 by Steven Fletcher. (Attachments: #1 Mailing Envelope)(AA)
April 17, 2026 Filing 18 NOTICE by Steven Fletcher re #16 Summons Returned Executed, #17 Summons Returned Executed, #15 Summons Returned Executed (Attachments: #1 Mailing Envelope)(AA)
April 17, 2026 Filing 17 RETURN of service executed on 04/10/2026 by Steven Fletcher as to Absolute Resolutions. (AA) (Additional attachment(s) added on 4/20/2026: #1 Mailing Envelope) (AA).
April 10, 2026 Opinion or Order Filing 14 TEXT ORDER. The Court's prior Order (Doc. 13) is amended as follows. Plaintiff's #8 Motion for Leave to File Documents Electronically in CM/ECF. The Court declines to make an exception to the general rule that "a pro se litigant is not permitted to file documents in CM/ECF." United States District Court Middle District of Florida, Administrative Procedures for Electronic Filing, p. 3 (April 1, 2024). It does not appear that CM/ECF access is "necessary to avoid unreasonable burdens and to promote access to information." See Hebdon v. Diabetes & Endocrine Ctr. of Fla., P.A., No. 6:22-CV-1879-WWB-DCI, 2023 WL 2186038, at *2 (M.D. Fla. Feb. 23, 2023). The Court notes, however, that a member of the public can access electronic filings by registering online with PACER. The Court further notes that pro se litigants shall file by mail or in-person at the Clerk's office rather than the Court's portal. Signed by Judge John L. Badalamenti on 4/10/2026. (BPC)
April 9, 2026 Opinion or Order Filing 13 TEXT ORDER denying Plaintiff's #8 Motion for Leave to File Documents Electronically in CM/ECF. The Court declines to make an exception to the general rule that "a pro se litigant is not permitted to file documents in CM/ECF." United States District Court Middle District of Florida, Administrative Procedures for Electronic Filing, p. 3 (April 1, 2024). It does not appear that CM/ECF access is "necessary to avoid unreasonable burdens and to promote access to information." See Hebdon v. Diabetes & Endocrine Ctr. of Fla., P.A., No. 6:22-CV-1879-WWB-DCI, 2023 WL 2186038, at *2 (M.D. Fla. Feb. 23, 2023). The Court notes, however, that a member of the public can access electronic filings by registering online with PACER, and that no CM/ECF access is required for Plaintiff to file documents electronically through the Court's e-portal. Signed by Judge John L. Badalamenti on 4/9/2026. (BPC) Modified on 4/10/2026 (BPC). Modified on 4/10/2026 to remove inactive portal (SAO).
April 9, 2026 Opinion or Order Filing 12 CIVIL Action Order. Signed by Judge John L. Badalamenti on 4/9/2026. (BGS)
April 9, 2026 Filing 11 NOTICE informing the parties that they may consent to the jurisdiction of a United States magistrate judge by filing Form AO 85 Notice, Consent, and Reference of a Civil Action to a Magistrate Judge using the event Consent to Jurisdiction of US Magistrate Judge. (Signed by Deputy Clerk). (BGS)
April 9, 2026 Filing 10 NOTICE of Local Rule 1.07(c), Local Rule 3.02(a)(2), and Local Rule 3.03. -Local Rule 1.07(c) requires lead counsel to file promptly a Notice of a Related Action identifying and describing any related action either pending or closed in the Middle District or elsewhere. -Local Rule 3.02(a)(2) requires the parties in every civil proceeding, except those described in subsection (d), to file a case management report (CMR) using the uniform form at www.flmd.uscourts.gov. The CMR must be filed (1) within forty days after any defendant appears in an action originating in this court, (2) within forty days after the docketing of an action removed or transferred to this court, or (3) within seventy days after service on the United States attorney in an action against the United States, its agencies or employees. Judges may have a special CMR form for certain types of cases. These forms can be found at www.flmd.uscourts.gov under the Forms tab for each judge. -Local Rule 3.03 requires each party to file a disclosure statement. Counsel must make their disclosures using the standard court form. The Disclosure Statement form can be found at www.flmd.uscourts.gov. (Signed by Deputy Clerk). (BGS)
April 8, 2026 Filing 9 SUMMONS issued as to Absolute Resolutions, Equifax Information Services, LLC, Navy Federal Credit Union. ***Summonses MAILED to Plaintiff. (AM)
April 6, 2026 Filing 8 MOTION for Leave to File Electronically by Steven Fletcher. (Attachments: #1 Mailing Envelope)(AM)
April 6, 2026 Filing 7 UNILATERAL PROPOSED CONSENT to trial by U.S. Magistrate Judge by Steven Fletcher. (Attachments: #1 Main Document)(AM)
April 6, 2026 Filing 6 NOTICE of Lead Counsel Designation Steven Fletcher. Lead Counsel: Steven Fletcher (Pro Se). (Attachments: #1 Mailing Envelope)(AM)
April 6, 2026 Filing 5 DISCLOSURE STATEMENT under Rule 7.1, Federal Rules of Civil Procedure, and Local Rule 3.03 by Steven Fletcher. (Attachments: #1 Mailing Envelope)(AM)
April 6, 2026 Filing 4 NOTICE of a related action per Local Rule 1.07(c) by Steven Fletcher. Related case(s): No (Attachments: #1 Mailing Envelope)(AM)
April 6, 2026 Filing 3 VERIFICATION and DECLARATION of by Steven Fletcher. (Attachments: #1 Mailing Envelope)(AM)
April 6, 2026 Filing 2 NOTICE of Filing Exhibits in Support by Steven Fletcher re #1 Complaint, (Attachments: #1 Exhibit 1-7, #2 Exhibit 8-15, #3 Mailing Envelope)(AM)
April 6, 2026 Filing 1 COMPLAINT against Absolute Resolutions, Equifax Information Services, LLC, Navy Federal Credit Union with Jury Demand Filing fee $405, receipt number TPA 74033 filed by Steven Fletcher. (Attachments: #1 Civil Cover Sheet, #2 Cover Letter, #3 Proposed Summons, #4 Mailing Envelope)(AM)

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Plaintiff: Steven Fletcher
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Defendant: Equifax Information Services, LLC
Represented By: Jason Daniel Joffe
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Defendant: Navy Federal Credit Union
Represented By: Asha Wedemier-Allan
Represented By: Kimberly A. Lopez
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Defendant: Absolute Resolutions doing business as Arcon Credit Solutions, LLC. doing business as Absolute Resolutions Investments, LLC doing business as Absolute Resolutions Corporation
Represented By: Paul Lawrence Fischel
Represented By: Stuart Jay Levine
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