Ervin v. Equifax Information Services LLC et al
Plaintiff: Krystal Latoya Ervin
Defendant: Nelnet Servicing, LLC, Trans Union LLC, Experian Information Solutions, Inc. and Equifax Information Services LLC
Case Number: 1:2024cv24810
Filed: December 9, 2024
Court: U.S. District Court for the Southern District of Florida
Presiding Judge: Jonathan Goodman
Referring Judge: Rodolfo A Ruiz
Nature of Suit: Consumer Credit
Cause of Action: 15 U.S.C. § 1681 Fair Credit Reporting Act
Jury Demanded By: Plaintiff
Docket Report

This docket was last retrieved on February 6, 2025. A more recent docket listing may be available from PACER.

Date Filed Document Text
February 6, 2025 Filing 33 NOTICE of Voluntary Dismissal as to Equifax Information Services LLC and Experian Information Solutions, Inc. by Krystal Latoya Ervin (Legg, Christopher)
January 31, 2025 Opinion or Order Filing 32 ORDER REQUIRING STIPULATION OF DISMISSAL AND ADMINISTRATIVELY CLOSING CASE. Signed by Judge Rodolfo A. Ruiz, II on 1/31/2025. See attached document for full details. (koy)
January 31, 2025 Filing 31 NOTICE of Settlement as to Nelnet Servicing, LLC by Krystal Latoya Ervin (Legg, Christopher)
January 31, 2025 Opinion or Order Filing 30 ORDER REQUIRING STIPULATION OF DISMISSAL as to Defendant Trans Union LLC re #29 Notice of Settlement Signed by Judge Rodolfo A. Ruiz, II on 1/31/2025. See attached document for full details. (pc)
January 31, 2025 Filing 29 NOTICE of Settlement as to Trans Union LLC by Krystal Latoya Ervin (Legg, Christopher)
January 27, 2025 Filing 28 PAPERLESS ORDER setting Zoom Settlement Conference set for 2/5/2025 at 10:30 AM in the Miami Division before Chief Magistrate Judge Jonathan Goodman. All parties will need to download the Zoom App for cell phone, tablet (iPad), and for those using a desktop or a laptop equipped with a webcam to click on the meeting link and install the plug-in when prompted. Then enter the Meeting ID and Password. Each participant needs to log in 10 minutes early, to make sure there are no glitches. The hearing will be conducted via ZOOM, as follows: Join ZoomGov Meeting https://www.zoomgov.com/j/1605476997?pwd=2DpL41qIUeC1GLECGmXbXvVYuLVpv3.1. Meeting ID: 160 547 6997. Passcode: 833515.This Zoom hearing is the digital equivalent of an actual, in-court hearing, so counsel are expected to dress as though they are in an actual federal courtroom.Counsel must meet (in person, on the phone, on FaceTime or on some other similar platform) with their clients before the mediation settlement conference to discuss measures that will ensure that both counsel and client have the ability to participate in a Zoom meeting by audio and video, with a stable internet connection. In particular, clients unfamiliar with Zoom should do an advance trial run at the location where they will participate in the settlement conference. If a client plans to be at home, and if there will be multiple users of wifi during the settlement conference -- for example, children remotely attending school then the demand on wifi may cause the client's internet connection to be unstable. Good troubleshooting tips include rebooting the wifi router before the Zoom session, locating the device near the router during the Zoom session, and minimizing the interference of other devices on the wifi bandwidth. See https://blog.zoom.us/enhancing-wifi-powered-zoom-meeting/. If there is any doubt about a client's ability to maintain a stable connection to Zoom during the settlement conference, then counsel shall make arrangements for the client to participate in the settlement conference at counsel's office. Persons granted remote access to proceedings are reminded of the general prohibition against photographing, recording, and rebroadcasting of court proceedings. Violation of these prohibitions may result in sanctions, including removal of court issued media credentials, restricted entry to future hearings, denial of entry to future hearings, or any other sanctions deemed necessary by the court. Signed by Chief Magistrate Judge Jonathan Goodman on 1/27/2025. (fbn)
January 24, 2025 Filing 27 PAPERLESS Order Setting ZOOM Settlement Conference for 2/5/2025 at 10:30 AM in the Miami Division before Ch. Magistrate Judge Jonathan Goodman. The specific Zoom link and instructions will follow by separate paperless order. Confidential settlement conference statements are due no later than 1/31/2025 at 5:00 PM.Counsel must meet (in person, on the phone, on FaceTime or on some other similar platform) with their clients before the settlement conference to discuss measures that will ensure that both counsel and client have the ability to participate in a Zoom meeting by audio and video, with a stable internet connection. In particular, clients unfamiliar with Zoom should do an advance trial run at the location where they will participate in the settlement conference. If a client plans to be at home, and if there will be multiple users of Wi-Fi during the settlement conference -- for example, children remotely attending school -- then the demand on Wi-Fi may cause the client's internet connection to be unstable. Good troubleshooting tips include rebooting the Wi-Fi router before the Zoom session, locating the device near the router during the Zoom session, and minimizing the interference of other devices on the Wi-Fi bandwidth. See https://blog.zoom.us/enhancing-wifi-powered-zoom-meeting/. If there is any doubt about a client's ability to maintain a stable connection to Zoom during the settlement conference, then counsel shall make arrangements for the client to participate in the settlement conference at counsel's office. Signed by Ch. Magistrate Judge Jonathan Goodman on 1/24/2025. (cpa)
January 23, 2025 Opinion or Order Filing 26 REFERRAL TO SETTLEMENT CONFERENCE. ORDER REFERRING CASE to Magistrate Judge Jonathan Goodman for purposes of a settlement conference between Plaintiff and Defendants, Trans Union LLC and Nelnet Servicing, LLC.. Signed by Judge Rodolfo A. Ruiz, II on 1/23/2025. See attached document for full details. (amb)
January 23, 2025 Opinion or Order Filing 25 ORDER REQUIRING STIPULATION OF DISMISSAL. Plaintiff and Defendant Equifax Information Services LLC shall file the appropriate dismissal documents within thirty (30) days of the date of this Order. Signed by Judge Rodolfo A. Ruiz, II on 1/23/2025. See attached document for full details. (amb)
January 23, 2025 Filing 24 NOTICE of Settlement as to Equifax Information Services LLC by Krystal Latoya Ervin (Legg, Christopher)
January 23, 2025 Filing 23 ANSWER and Affirmative Defenses to Complaint by Nelnet Servicing, LLC. (Berry, Naomi)
January 15, 2025 Opinion or Order Filing 22 ORDER REQUIRING STIPULATION OF DISMISSAL. Plaintiff and Defendant, Experian Information Solutions, Inc., shall file the appropriate dismissal documents within thirty (30) days of the date of this Order. Signed by Judge Rodolfo A. Ruiz, II on 1/15/2025. See attached document for full details. (koy)
January 14, 2025 Filing 21 NOTICE of Settlement as to Experian Information Solutions, Inc. by Krystal Latoya Ervin (Legg, Christopher)
January 13, 2025 Opinion or Order Filing 20 ORDER TO PERFECT SERVICE re #1 Complaint, filed by Krystal Latoya Ervin. It is therefore ORDERED AND ADJUDGED that on or before March 9, 2025, Plaintiff shall perfect service upon Defendant or show good cause as to why this action should not be dismissed for failure to perfect service of process. Show Cause Response due by 3/9/2025. Signed by Judge Rodolfo A. Ruiz, II on 1/13/2025. See attached document for full details. (pc)
January 10, 2025 Opinion or Order Filing 19 ORDER OF RECUSAL. Judge Kathleen M. Williams recused. Case reassigned to Judge Rodolfo A. Ruiz, II for all further proceedings. Signed by Judge Kathleen M. Williams on 1/10/2024. See attached document for full details. (vjk)
January 9, 2025 Filing 18 PAPERLESS ORDER granting #17 Defendant Nelnet Servicing, LLC's Motion for Extension of Time to File Response/Answer to a Complaint. Defendant Nelnet's Response/Answer is now due 1/23/2025. Signed by Ch. Magistrate Judge Jonathan Goodman on 1/9/2025. (cpa)
January 9, 2025 Filing 17 Amended MOTION for Extension of Time to File Response/Reply/Answer as to #1 Complaint, by Nelnet Servicing, LLC. (Berry, Naomi)
January 9, 2025 Filing 16 PAPERLESS ORDER denying without prejudice #14 Defendant Nelnet Servicing, LLC's Motion for Extension of Time to File Response/Reply/Answer. The motion states that Defendant's response is currently due today. Therefore, the instant motion fails to comply with Judge Williams' 48-hour rule. See Judge Williams' Court Practices and Procedures (available at the Court's website: https://www.flsd.uscourts.gov/content/judge-kathleen-m-williams). Additionally, the motion fails to: mention the 48-hour rule; seek leave to file the motion out of time given the 48-hour rule violation; and include sufficient details concerning the alleged grounds for the requested enlargement. Signed by Ch. Magistrate Judge Jonathan Goodman on 1/9/2025. (cpa)
January 9, 2025 Filing 15 Certificate of Other Affiliates/Corporate Disclosure Statement by Nelnet Servicing, LLC identifying Corporate Parent NelNet, Inc., Other Affiliate Nelnet Diversified Solutions, LLC for Nelnet Servicing, LLC (Berry, Naomi)
January 9, 2025 Filing 14 Unopposed MOTION for Extension of Time to File Response/Reply/Answer as to #1 Complaint, by Nelnet Servicing, LLC. (Attachments: #1 Text of Proposed Order)(Berry, Naomi)
January 9, 2025 Filing 13 NOTICE of Attorney Appearance by Naomi Massave Berry on behalf of Nelnet Servicing, LLC. Attorney Naomi Massave Berry added to party Nelnet Servicing, LLC(pty:dft). (Berry, Naomi)
January 7, 2025 Filing 12 Certificate of Other Affiliates/Corporate Disclosure Statement by Trans Union LLC identifying Corporate Parent TransUnion Intermediate Holdings, Inc., Corporate Parent TransUnion, Other Affiliate T. Rowe Price Group, Inc. for Trans Union LLC (Long, Charlotte)
January 7, 2025 Filing 11 ANSWER and Affirmative Defenses to Complaint by Trans Union LLC. Attorney Charlotte Ann Long added to party Trans Union LLC(pty:dft). (Long, Charlotte)
December 30, 2024 Filing 10 SUMMONS (Affidavit) Returned Executed on #1 Complaint, with a 21 day response/answer filing deadline pursuant to Fed. R. Civ. P. 12 by Krystal Latoya Ervin. Trans Union LLC served on 12/18/2024, response/answer due 1/8/2025. (Gomez, Octavio)
December 23, 2024 Filing 9 SUMMONS (Affidavit) Returned Executed on #1 Complaint, with a 21 day response/answer filing deadline pursuant to Fed. R. Civ. P. 12 by Krystal Latoya Ervin. Nelnet Servicing, LLC served on 12/19/2024, response/answer due 1/9/2025. (Legg, Christopher)
December 17, 2024 Filing 8 Notice of NO Pending, Refiled, Related or Similar Actions by Krystal Latoya Ervin (Gomez, Octavio)
December 17, 2024 Filing 7 Certificate of Other Affiliates/Corporate Disclosure Statement - NONE disclosed by Krystal Latoya Ervin (Gomez, Octavio)
December 17, 2024 Filing 6 NOTICE of Attorney Appearance by Christopher W. Legg on behalf of Krystal Latoya Ervin. Attorney Christopher W. Legg added to party Krystal Latoya Ervin(pty:pla). (Legg, Christopher)
December 10, 2024 Opinion or Order Filing 5 MAGISTRATE JUDGE GOODMAN'S DISCOVERY PROCEDURES ORDER. Signed by Magistrate Judge Jonathan Goodman on 12/10/2024. See attached document for full details. (fbn)
December 10, 2024 Opinion or Order Filing 4 ORDER OF REFERRAL AND NOTICE OF COURT PRACTICE AND PROCEDURES Referring Case to Magistrate Judge Jonathan Goodman for Pretrial Non-Dispositive Matters. Signed by Judge Kathleen M. Williams on 12/10/2024. See attached document for full details. (pc)
December 9, 2024 Filing 3 Summons Issued as to Equifax Information Services LLC, Experian Information Solutions, Inc., Nelnet Servicing, LLC, Trans Union LLC. (pc)
December 9, 2024 Filing 2 Clerks Notice of Judge Assignment to Judge Kathleen M. Williams. Pursuant to 28 USC 636(c), the parties are hereby notified that the U.S. Magistrate Judge Jonathan Goodman is available to handle any or all proceedings in this case. If agreed, parties should complete and file the Consent form found on our website. It is not necessary to file a document indicating lack of consent. (pc)
December 9, 2024 Filing 1 COMPLAINT against Equifax Information Services LLC, Experian Information Solutions, Inc., Nelnet Servicing, LLC, Trans Union LLC. Filing fees $ 405.00 receipt number AFLSDC-18039328, filed by Krystal Latoya Ervin. (Attachments: #1 Civil Cover Sheet, #2 Summon(s) EQ, #3 Summon(s) EXP, #4 Summon(s) TU, #5 Summon(s) Nelnet)(Gomez, Octavio)

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Defendant: Nelnet Servicing, LLC
Represented By: Naomi Massave Berry
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Defendant: Trans Union LLC
Represented By: Charlotte Ann Long
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Defendant: Experian Information Solutions, Inc.
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Defendant: Equifax Information Services LLC
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Plaintiff: Krystal Latoya Ervin
Represented By: Octavio Gomez
Represented By: Frank H Kerney, III
Represented By: Christopher W. Legg
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