Richards v. Equifax Information Services LLC et al
Plaintiff: Michael Richards
Defendant: Equifax Information Services LLC, Experian Information Solutions Inc, Trans Union LLC and Nationstar Mortgage LLC Successor by Merger to Home Point Financial Corporation doing business as Mr Cooper
Case Number: 3:2026cv00329
Filed: February 6, 2026
Court: U.S. District Court for the Northern District of Texas
Presiding Judge: Ed Kinkeade
Nature of Suit: Other Statutes: Consumer Credit
Cause of Action: 15 U.S.C. ยง 1681 Fair Credit Reporting Act
Jury Demanded By: Plaintiff
Docket Report

This docket was last retrieved on March 20, 2026. A more recent docket listing may be available from PACER.

Date Filed Document Text
March 20, 2026 Filing 15 WAIVER OF SERVICE Returned Executed as to Experian Information Solutions Inc. Waiver sent on 2/20/2026. (Smith, Ashley)
March 20, 2026 Filing 14 NOTICE of Settlement as to Trans Union LLC filed by Michael Richards (Smith, Ashley)
February 26, 2026 Opinion or Order Filing 13 ELECTRONIC ORDER:Before the Court is Defendant Nationstar Mortgage LLC's Unopposed Motion for Extension of Time to Answer or Otherwise Respond to Plaintiff's Complaint (Doc. No. 11). Having carefully considered the Motion, the Court finds good cause for the requested extension of time and, therefore, GRANTS the Motion. See Fed. R. Civ. P. 6(b)(1). Defendant Nationstar Mortgage LLC shall answer or otherwise respond by April 9, 2026. (Ordered by Judge Ed Kinkeade on 2/26/2026) (chmb)
February 25, 2026 Filing 12 (Document Restricted) Attorney Contact Information (Sealed pursuant to SO 19-1, statute, or rule) filed by Nationstar Mortgage LLC(Notice: Any required service of this document is the responsibility of the filer.) (Bernardini, Andrew)
February 25, 2026 Filing 11 Unopposed Motion for Extension of Time to File Answer or Otherwise Respond to Plaintiff's Complaint> filed by Nationstar Mortgage LLC (Attachments: #1 Proposed Order)Attorney Andrew Nicholas Bernardini added to party Nationstar Mortgage LLC(pty:dft) (Bernardini, Andrew) Modified text on 2/26/2026 (kxm).
February 25, 2026 Filing 10 NOTICE of Attorney Appearance by Kyle Barrett Brantley on behalf of Nationstar Mortgage LLC. (Filer confirms contact info in ECF is current.) (Brantley, Kyle)
February 23, 2026 Filing 9 WAIVER OF SERVICE Returned Executed as to Trans Union LLC. Waiver sent on 2/19/2026. (Smith, Ashley) Modified event text on 2/24/2026 (kcr).
February 20, 2026 Filing 8 SUMMONS Returned Executed as to Nationstar Mortgage LLC ; served on 2/17/2026. (Smith, Ashley)
February 9, 2026 Filing 6 Summons Issued as to Equifax Information Services LLC, Experian Information Solutions Inc, Nationstar Mortgage LLC, Trans Union LLC. (cfk)
February 6, 2026 Opinion or Order Filing 7 ***DISREGARD/DUPLICATE FILING***ORDER: This Order governs requests to file materials in this case under seal. (Ordered by Judge Ed Kinkeade on 2/6/2026) (ykp) Modified on 2/9/2026 (ykp).
February 6, 2026 Filing 5 New Case Notes: A filing fee has been paid. Pursuant to Misc. Order 6, Plaintiff is provided the Notice of Right to Consent to Proceed Before A U.S. Magistrate Judge (Judge Horan). Clerk to provide copy to plaintiff if not received electronically. (cfk)
February 6, 2026 Opinion or Order Filing 4 ORDER: This Order governs requests to file materials in this case under seal. (Ordered by Judge Ed Kinkeade on 2/6/2026) (chmb)
February 6, 2026 Opinion or Order Filing 3 ELECTRONIC STANDING ORDER: This Court requires all counsel of record to review and comply with the undersigned's Judge Specific Requirements as well as the Local Civil Rules for the Northern District of Texas upon making an appearance in a matter before this Court. These can be found at # Judge Specific Requirements and # Local Civil Rules . Further, counsel shall refer to this Court's Judge Specific Requirements and the Local Civil Rules prior to calling chambers with any questions. The Court calls specific attention to Local Civil Rule 7.2(f), which addresses the disclosure of the use of generative artificial intelligence, and Local Civil Rule 83.10, which address the requirement of local counsel. (Ordered by Judge Ed Kinkeade on 2/6/2026) (chmb)
February 6, 2026 Filing 2 CERTIFICATE OF INTERESTED PERSONS/DISCLOSURE STATEMENT by Michael Richards. (Clerk QC note: No affiliate entered in ECF). (Smith, Ashley)
February 6, 2026 Filing 1 COMPLAINT WITH JURY DEMAND against Equifax Information Services LLC, Experian Information Solutions Inc, Nationstar Mortgage LLC, Trans Union LLC filed by Michael Richards. (Filing fee $405; Receipt number ATXNDC-16178030) Clerk to issue summons(es). In each Notice of Electronic Filing, the judge assignment is indicated, and a link to the # Judges Copy Requirements and # Judge Specific Requirements is provided. The court reminds the filer that any required copy of this and future documents must be delivered to the judge, in the manner prescribed, within three business days of filing. Unless exempted, attorneys who are not admitted to practice in the Northern District of Texas must seek admission promptly. Forms, instructions, and exemption information may be found at www.txnd.uscourts.gov, or by clicking here: # Attorney Information - Bar Membership. If admission requirements are not satisfied within 21 days, the clerk will notify the presiding judge. (Attachments: #1 Cover Sheet, #2 Exhibit(s) A, #3 Exhibit(s) B, #4 Exhibit(s) C, #5 Exhibit(s) D, #6 Exhibit(s) E, #7 Exhibit(s) F, #8 Exhibit(s) G, #9 Exhibit(s) H, #10 Exhibit(s) I) (Smith, Ashley)

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Plaintiff: Michael Richards
Represented By: Ashley Burnette Smith
Represented By: Jonathan Alexander Heeps
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Defendant: Equifax Information Services LLC
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Defendant: Experian Information Solutions Inc
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Defendant: Trans Union LLC
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Defendant: Nationstar Mortgage LLC Successor by Merger to Home Point Financial Corporation doing business as Mr Cooper
Represented By: Kyle Barrett Brantley
Represented By: Andrew Nicholas Bernardini
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