Ward v. Zions Debt Holdings, LLC et al
Plaintiff: Jennifer Ward
Defendant: Zions Debt Holdings, LLC, Christopher Thayne Carter and Equifax Information Services LLC
Case Number: 4:2026cv00175
Filed: February 17, 2026
Court: U.S. District Court for the Northern District of Texas
Presiding Judge: Reed O'Connor
Nature of Suit: Other Statutes: Consumer Credit
Cause of Action: 15 U.S.C. § 1692 Fair Debt Collection Act
Jury Demanded By: Plaintiff
Docket Report

This docket was last retrieved on July 22, 2026. A more recent docket listing may be available from PACER.

Date Filed Document Text
July 22, 2026 Opinion or Order Filing 21 ORDER REQUIRING SCHEDULING CONFERENCE AND REPORT FOR CONTENTS OF SCHEDULING ORDER: Lead counsel for each party and any unrepresented party shall confer as soon as practicable, but in any event no later than August 5, 2026. The Joint Report shall be filed on or before August 19, 2026. (Ordered by Chief District Judge Reed O'Connor on 7/22/2026) (jnp)
July 21, 2026 Opinion or Order Filing 20 ORDER: The Court ORDERS the parties to file the appropriate settlement papers no later than August 15, 2026. This case remains open as to Defendant Equifax Information Services LLC, who did not settle. (Ordered by Chief District Judge Reed O'Connor on 7/21/2026) (jnp)
July 17, 2026 Filing 19 NOTICE of Settlement with Zions Debt Holdings, LLC and Christopher Thayne Carter filed by Jennifer Ward (Wood, Jeffrey)
June 29, 2026 Opinion or Order Filing 18 ORDER: Because Plaintiff already filed its Request for the Clerk to Issue Entry of Default (ECF No. #15 ), the #14 Motion is DENIED as MOOT. Moreover, the Court ORDERS Plaintiff to file a motion for default judgment under Federal Rule of Civil Procedure 55 within 14 days of this Order. (Ordered by Chief District Judge Reed O'Connor on 6/29/2026) (jnp)
June 25, 2026 Filing 17 ANSWER to #1 Complaint,,,, filed by Equifax Information Services LLC. Unless exempted, attorneys who are not admitted to practice in the Northern District of Texas must seek admission promptly. Forms and Instructions found at www.txnd.uscourts.gov, or by clicking here: # Attorney Information - Bar Membership. If admission requirements are not satisfied within 21 days, the clerk will notify the presiding judge. Attorneys are further reminded that, if necessary, they must comply with Local Rule 83.10(a) within 14 days or risk the possible dismissal of this case without prejudice or without further notice. (Seger, Forrest)
June 25, 2026 Filing 16 Clerk's ENTRY OF DEFAULT as to Christopher Thayne Carter, Zions Debt Holdings, LLC (jnp)
June 25, 2026 Filing 15 Request for Clerk to issue Entry of Default filed by Jennifer Ward. (Attachments: #1 Proposed Order) (Wood, Jeffrey)
June 18, 2026 Filing 14 Unopposed MOTION for Extension of Time to File Motion for Entry of Default filed by Jennifer Ward (Attachments: #1 Proposed Order) (Wood, Jeffrey)
May 28, 2026 Opinion or Order Filing 13 ORDER: The Court finds good cause for the #8 Motion to be GRANTED. Accordingly, it is ORDERED that Defendants' deadline to file an answer is extended to June 25, 2026. (Ordered by Chief District Judge Reed O'Connor on 5/28/2026) (jnp)
May 28, 2026 Opinion or Order Filing 12 ORDER: The Court ORDERS Plaintiff to move for entry of default against Defendants no later than June 25, 2026 and, upon entry of default, to file a motion for default judgment under Federal Rule of Civil Procedure 55. If necessary, and pursuant to Federal Rule of Civil Procedure 41(b), the Court will dismiss the Complaint as to Christopher Thayne Carter and Zions Debt Holdings, LLC's. without prejudice if no such motion is filed. (Ordered by Chief District Judge Reed O'Connor on 5/28/2026) (jnp)
May 26, 2026 Filing 11 SUMMONS Returned Executed as to Christopher Thayne Carter ; served on 4/14/2026; Zions Debt Holdings, LLC ; served on 4/14/2026. (Attachments: #1 SUMMONS #2 served) (Wood, Jeffrey)
May 26, 2026 Filing 10 CERTIFICATE OF INTERESTED PERSONS/DISCLOSURE STATEMENT by Equifax Information Services LLC. (Clerk QC note: Affiliate entry indicated). (Seger, Forrest)
May 26, 2026 Filing 9 NOTICE of Attorney Appearance by Elena Mak on behalf of Equifax Information Services LLC. (Filer confirms contact info in ECF is current.) (Mak, Elena)
May 26, 2026 Filing 8 Unopposed Motion for Extension of Time to File Answer or Otherwise Respond to Plaintiff's Complaint filed by Equifax Information Services LLC (Attachments: #1 Proposed Order)Attorney Forrest Mathew Seger, III added to party Equifax Information Services LLC(pty:dft) (Seger, Forrest)
May 19, 2026 Opinion or Order Filing 7 ORDER: It has been over 90 days, and the docket does not reflect the return of executed summons. Accordingly, the Court ORDERS Plaintiff to provide proof of service in accordance with Rule 4 no later than May 26, 2026. (Ordered by Chief District Judge Reed O'Connor on 5/19/2026) (saw)
March 3, 2026 Filing 6 NOTICE of Attorney Appearance by Sharon K Campbell for Jeff Wood on behalf of Jennifer Ward. (Campbell, Sharon)
February 18, 2026 Filing 5 Summons Issued as to Christopher Thayne Carter, Equifax Information Services LLC, Zions Debt Holdings, LLC. (hcc)
February 18, 2026 Filing 4 New Case Notes: A filing fee has been paid. File to: Judge O Connor. Pursuant to Misc. Order 6, Plaintiff is provided the Notice of Right to Consent to Proceed Before A U.S. Magistrate Judge. Clerk to provide copy to plaintiff if not received electronically. Attorneys are further reminded that, if necessary, they must comply with Local Rule 83.10(a) within 14 days or risk the possible dismissal of this case without prejudice or without further notice. (hcc)
February 17, 2026 Filing 3 Request for Clerk to issue summons for each defendant filed by JENNIFER WARD. (Wood, Jeffrey)
February 17, 2026 Filing 2 CERTIFICATE OF INTERESTED PERSONS/DISCLOSURE STATEMENT by JENNIFER WARD. (Clerk QC note: No affiliate entered in ECF). (Wood, Jeffrey)
February 17, 2026 Filing 1 COMPLAINT WITH JURY DEMAND against All Defendants filed by JENNIFER WARD. (Filing fee $405; Receipt number ATXNDC-16201614) Plaintiff will submit summons(es) for issuance. In each Notice of Electronic Filing, the judge assignment is indicated, and a link to the # Judges Copy Requirements and # Judge Specific Requirements is provided. The court reminds the filer that any required copy of this and future documents must be delivered to the judge, in the manner prescribed, within three business days of filing. Unless exempted, attorneys who are not admitted to practice in the Northern District of Texas must seek admission promptly. Forms, instructions, and exemption information may be found at www.txnd.uscourts.gov, or by clicking here: # Attorney Information - Bar Membership. If admission requirements are not satisfied within 21 days, the clerk will notify the presiding judge. (Attachments: #1 Cover Sheet) (Wood, Jeffrey)

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Plaintiff: Jennifer Ward
Represented By: Jeffrey D Wood
Represented By: Sharon K Campbell
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Defendant: Zions Debt Holdings, LLC
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Defendant: Christopher Thayne Carter
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Defendant: Equifax Information Services LLC
Represented By: Elena Mak
Represented By: Forrest Mathew Seger, III
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